This unique property truly has it ALL--a private country retreat on acreage PLUS a separate waterfront tract with incredible open-water views! The 3.31-acre homesite offers a rustic, comfortable 4-bedroom, 2-bath, 2,491 sq. ft. home surrounded by mature shade trees, creating the feel of your own cabin in the woods. Covered front and back porches, along with a 2-carcarport, enhance the relaxed country lifestyle. Inside, a spacious living area opens to the large kitchen with island and adjoining dining area, while the back porch provides a peaceful setting to enjoy wooded views and the surrounding beauty of nature. An impressive 1,600 sq. ft. insulated building with foam insulation and 3-ton HVAC offers exceptional versatility. The 1,040 sq. ft. shop/game room features a wood-burning stove, while the additional 560 sq. ft. apartment includes 1 bedroom, 1bath, living-dining area and kitchen--ideal for guests or extended family. Covered parking on slab includes 12' x 40' and 16' x40' carports with RV hookups. Just a short distance from the home, a 400 sq. ft. covered outdoor kitchen on a concrete slab is equipped with a refrigerator, griddle, stove, sink & mounted tv, creating the perfect gathering place for shaded outdoor dining and entertaining. At the east end of the acreage, follow the access easement to the separate .12-acre waterfront tract, where incredible open-water views set the stage for fishing, boating and lakeside recreation. This waterfront property features electricity, a picnic area, sprinkler system with pump, a bulkhead & is approved for boathouse construction! Enjoy the rare combination of privacy, versatile living and recreational spaces, room for hobbies and RVs, and your own waterfront getaway. Whether relaxing beneath the trees, entertaining outdoors or spending the day on the water, this exceptional property offers a lifestyle that is hard to find!